Can You Buy a Home Without a Down Payment?
No down payment loans and down payment assistance programs are options available for those who wish to buy a home without a down payment.
What's the Difference Between a Buyer's and Seller's Market?
A buyers or sellers market means that a local real estate market is experiencing preferable conditions for one side of the transaction.

What's the Difference Between Adjustable and Fixed-Rate Mortgages?
To decide between an adjustable vs. fixed rate mortgage, speak to your lender and observe the current market conditions to find the loan best for you.
Agent or Lender: Who Should You Speak to First When Buying a Home?
Do I need to speak with a lender first or find my agent? To achieve a streamlined purchase, the best solution is to find both your agent and lender early.
5 Steps to Writing an Offer on a Home
When writing an offer to purchase a new home, buyers should always partner with the best real estate agent.
Pre-Qualification vs. Pre-Approval: What's the Difference?
Traditionally, the difference between pre-qualification vs pre-approval is whether or not the lender verifies the information.
Common Contingencies When Buying a Home
If you’re buying a home, here is information to help you understand what are contingencies.

5 Ways to Win a Bidding War
Finding a good real estate agent will prepare you to make a strong offer that can help you win in a multiple-bid situation.

The Home Closing Process in 9 Easy Steps
After the buyer and seller have come to an initial agreement on the listing’s transaction terms, the home closing process is the final step to lock in the deal. Typically, it takes an average of 43 days to close on a home [https://myhome.freddiemac.com/blog/homeownership/20190521_shbs_closing_day.page] since there are many steps involved in the closing process. To help you prepare for closing, here is an outline of the home closing process in nine simple steps. #1. Enter into Escrow to Initi

What is a Home Appraisal and Why Do You Need It?
Financing your new home with a mortgage? Asking “what is a home appraisal” will help you understand this essential step in obtaining your loan.

7 Ways to Find a Buyer's Agent Near You
Looking for a REALTOR®, following referrals, and talking to your mortgage lender are three great ways to find a buyer's agent in your area.

What Credit Score Do You Need to Buy a House?
Curious about the requirements for your credit score to buy a house? Lenders look for scores above 620, but buyers have options to accommodate scores.

6 Tips for Buying a Home in a Seller's Market
With low supply and high demand, 2021’s market has been favoring sellers. Buyers can use these six tips to navigate buying in a seller’s market.

Why A Great REALTOR® Helps You Buy And Sell Successfully
Most people buy or sell a home once every 7 years. Buying a home is the single largest purchase most people make in their lifetimes - use a professional to help - it will save you money and stress.

How to Find the Right REALTOR®
Finding a real estate agent is often the key to success in the home buying process. The right realtor will move mountains for you as you make your way toward homeownership.